Know the playbook

The most common dating scams

Scammers follow scripts. Learn the 14 most common ones, the red flags that give them away, and real recent cases from courts, police and regulators.

$929Mlost to romance scams reported to the FBI in 2025. Source
£102Mlost to romance fraud in the UK in 2025. Source
$7.2Blost to crypto investment fraud in the US in 2025. Source
75,000+sextortion reports to the FBI in 2025. Source
Woman reading a message on her phone in bed

Romance scams

A scammer builds an online relationship using a fake or borrowed identity, often over weeks or months, and invests heavily in attention and affection.

Laptop showing a trading chart

Pig butchering

A friendly or flirtatious contact – often on a dating app, social media or a 'wrong number' text – builds a relationship and casually mentions success trading crypto, gold or forex as a 'side job'.

Young man looking at his phone in the dark

Sextortion and image blackmail

The criminal poses as an attractive person (often a young woman) on a dating app, social media or game, flirts quickly, and persuades the target to exchange nude images or join an intimate video call that is secretly recorded.

Person wearing a white mask

Catfishing and impersonation

Scammers build profiles from photos stolen from real people – often soldiers, professionals or celebrities – and invent a life that explains why they cannot meet: deployed overseas, working on an oil rig, with an international organisation, or too famous.

Phone screen asking the user to verify an account

“Send me the code” account takeovers

A match says they want to 'make sure you are real' and asks for your phone number, then sends you a six-digit code and asks you to read it back.

Laptop screen full of code

Fake ‘safety ID’ verification links

Soon after matching, the scammer moves the chat to an encrypted messenger and says that, for their safety, you must 'verify' on a third-party website before meeting.

Wrapped gifts and a card on a table

Gift-card and emergency-money requests

Once a relationship is established the person suddenly needs money fast – to pay a hospital, a fine, travel costs, a visa, customs, or even to 'stay online' to keep talking.

Bank card held over a laptop

Money-mule recruitment

After grooming a victim, the scammer asks them to receive money, checks or crypto 'on their behalf' because of a banking problem, then forward it elsewhere.

Phone on a café table

Fake dating sites and subscription traps

Some sites and apps exist mainly to take money or data: they lure sign-ups with fake 'love interest' messages from bots or scam accounts, hide recurring charges, or make cancelling hard.

Video call on a laptop

AI chatbots and deepfake video calls

Scammers use generative AI to create realistic profile photos, write fluent flirtatious messages at scale, clone voices and alter their face in real-time video calls, defeating the classic advice to 'just video call them'.

Empty city street at night

Meet-up robbery setups

Criminals use fake profiles to arrange a date at a private home, quiet park or isolated spot.

Gold bar

Inheritance, gold and customs-fee scams

The online partner says they have inherited gold, jewels or cash, or are sending you a valuable gift or package, but it is held by customs, a courier, or a bank.

Cash in a black envelope

Sugar-daddy allowance scams

A wealthy-seeming 'sugar daddy' or 'sugar momma' offers a weekly allowance of hundreds or thousands in exchange for companionship.

Man on a phone call looking worried

Recovery scams

After someone has lost money, criminals contact them posing as law enforcement (including fake FBI/IC3 agents), lawyers or 'recovery' firms, promising to get the money back for an upfront fee, crypto payment or personal/financial details.